Modern life is expensive. So very expensive. Between the likes of Uber Eats, Instagram, Facebook Marketplace and banking apps, you can hardly even unlock your phone without spending money – let alone leave the house. In fact, Australia has one of the highest rates of household debt in the world. Yikes.
Add to that the fact that businesses are doing everything they can to literally cash-in on our culture of instant gratification (hello, AfterPay), and the sheer idea of saving money can start to look like a relic from a bygone era; something that’d be better off in a museum. Or graveyard: “Here lies the budget. Almost worked for a minute there.”
But budgeting is important, because budgeting helps you achieve financial things that you never thought you’d be able to achieve. Sure, you could take out a loan for your next holiday or put that new car on your credit card (bad idea, BTW), but saving up for it yourself is a much better idea. Trust us.
To help prevent you from haemorrhaging money for the rest of your life, here are a few of our favourite budgeting and cost-cutting blogs to follow:Budgets Are Sexy
Despite the fact that budgets will never, ever, be sexy, these guys offer up regular, practical advice on all things money-saving, debt-slashing, net-worth-growing. Run by someone named ‘J. Money’, which almost certainly isn’t their real name, the site has been featured in The New York Times, TIME, MSN and Forbes to name a few. Among all the useful financial advice on offer, there are also free budget templates to download and a whole series on side hustles. Because remember: hustlers don’t sleep, they nap.
Afford Anything is a website that reckons it can help you, dear reader, afford anything. Lofty though that goal may be, there is much to like about this blog and Paula Pant, the woman behind it. Essentially, she wants to help you do two things:
- Make smarter decisions about money, time and life and;
- Align your daily behaviours and habits with the lifestyle you value most
Paula herself did these things – she went from a $21,000-per-year reporter to a self-made real estate mogul – so you’d imagine she’s in a pretty good position to help others do the same.
Travelling the world is crazy-expensive. But Nomadic Matt, a travel blogger named Matthew who also happens to be nomadic, has dedicated his life to helping people travel longer and further for less. For years, in fact, he’s plied his craft and built a loyal and dedicated following – even written a couple of New York Times bestsellers in the process. If you’re looking to get away from it all, but need to do it on a budget, Nomadic Matt is your guy.
Though he needs no introduction by now, Scott Pape’s iconic Barefoot Investor book began life as an online book (also known as a blog). And though the book itself (which claims to be “the only money guide you’ll ever need”) is the first place to head for a raft of well-founded financial pointers (it’s actually very good), there’s still plenty of useful content to be found online. “Australians can’t get enough of the Barefoot Investor,” reckons the New York Times. Neither can we.
OK, technically not a blog (actually, literally not a blog), this book by Melissa Browne – founder of an award-winning accounting firm – is legitimately brilliant. Not only does it dish up chapter upon chapter of practical, no-BS financial advice, it’s also packed full of practical tasks and activities for you to complete to help you on your way to financial freedom. It’s the closest thing you’ll find to a blog in book form, really. Now, go forth and budget yourself silly.
Looking to save even more money this summer? Check out our blog- 5 ways to save this summer